There are generally two types of car wreck claims a person has after they have been involved in a motor vehicle accident.
First, there is a “Property Damage Claim.” A property damage claim is a claim filed with the insurance company to repair or replace the vehicle that was damaged in the wreck.
Second, there is a “Personal Injury Claim.” A personal injury claim is a claim filed with the insurance company to compensate you for your medical bills and pain and suffering.
In some cases, the vehicle may be totaled (damaged beyond repair) and you will be entitled to the fair market replacement value of the car. How much you owe on the car doesn’t matter in determining how much you will be entitled to. The vehicle is simply worth whatever the fair market value is. This value can depend on the miles on your vehicle, the make and model, and the overall condition of the vehicle. You can find out the fair market value of a vehicle at www.nada.com or www.kbb.com.
In other cases, the car may just need to be repaired. The insurance company will send someone to give an estimate of the repair cost. However, you are also encouraged to contact the body shop of your choosing and get a second estimate, maybe even get two or three estimates done.
If you are physically injured from the car wreck, you should seek medical attention immediately. Even if you don’t think your injuries are serious, it is still recommended that you go to the doctor to get checked out and make sure that you do not have internal injuries that cannot be seen without performing an x-ray or an MRI. It is common for some symptoms not to show up until 2 or 3 days later, or even longer in some cases.
Your doctor will be able to evaluate and diagnose any physical injuries you may have suffered in the car wreck. It is important that you tell your doctor of any pain you are feeling that was caused by the collision. Later, your Attorney will collect all your related medical records and use this as evidence to prove your injuries.
As soon as you are able, you should contact one of our skilled Personal Injury Attorneys. Time is not on your side, so it is important that you get legal help as soon as possible while the evidence is still fresh. You Attorney will need photos of your bodily injuries, which may be bruising, cuts, and scrapes to your body. It is also important to get the names and contact information of any witnesses.
Contact Us Today
If you have been hurt in a car wreck due to someone else’s negligence, call 601-724-2345 and we will evaluate your car wreck claim. We offer a free initial consultation, so you have no risk.